Women Drivers

I read today, that they are planning to pass a law so that insurance companies cannot charge different premiums for men and women's car insurance.
This is because it is deemed to be sex discrimination. The insurance companies point out that cold hard facts show that males are very much more likely to write off their cars. The defenders of the new law say that if statistics showed that black people wrote off more cars, it would still be wrong to charge black people more for car insurance, and the same applies for women and men.
I have thought about all this, and if someone came up to me in the street, pointed a microphone in my face, and said, 'Do you think it is right to charge different premiums for men and women's car insurance?', do you know what I would say?
I DON'T KNOW.. HELP ME.. I CAN'T MAKE UP MY MIND.
So, you see, there is a very good reason why I haven't come up with plan number 3 as of yet...
(and I've been out eating too....)